About Euribor Loans
The “Euribor Loans” app is a technical tool designed to provide accurate calculations, free from adverts and with complete privacy. Ideal for anyone looking to simulate instalments, analyse the impact of rising interest...
The “Euribor Loans” app is a technical tool designed to provide accurate calculations, free from adverts and with complete privacy. Ideal for anyone looking to simulate instalments, analyse the impact of rising interest rates or plan early repayments.
KEY FEATURES:
[NEW] Support for Mixed-Rate Loans: Simulate your loan with an initial fixed-rate period, followed by a transition to a variable rate (Euribor + Spread).
Includes the complete database of average monthly Euribor rates (3, 6 and 12 months) dating back to January 1999.
Allows you to set up to 40 early repayments to see the actual savings on interest.
Ad-free, user-focused interface. No personal data is requested.
No internet connection is required to perform calculations or view your history.
Calculation of instalments with fixed or variable rates.
Simulation with an initial grace period (during which you pay interest only) or deferred capital repayment (payment at the end).
Detailed graphs showing the progression of capital and interest.
A complete repayment schedule that can be exported to a PDF file.
Changes to the spread during the term of the loan.
Expected future variation in the Euribor between -2% and +4%.
Compare two loans (total amount paid, total interest, maximum and minimum instalments, etc.).
Options for periods of negative Euribor rates.
The maximum limits are:
Principal: 100,000,000.
No. of instalments: 900.
Fixed annual rate or spread: 40%.
Grace period: No. of instalments * 30%.
Residual value: Principal * 50%.
Total charges: Principal * 90%.
NOTES:
The grace period is only available if the loan rate is positive.
Instalments following the month in which the latest Euribor rate is available are calculated at that rate or with an expected decrease/increase of between -2% and +4%.
There may be differences of a few cents in the simulations due to rounding.
Previous Versions
Here you can find the changelog of Euribor Loans since it was posted on our website on 2016-10-15 08:04:14.
The latest version is and it was updated on 2026-10-12 21:07:57. See below the changes in each version.
Euribor Loans version
Updated At: 2026-10-06
Changes: Updated Euribor rates.
Euribor Loans version
Updated At: 2026-06-20
Changes: [NEW] Support for Mixed-Rate Loans: Simulate your loan with an initial fixed-rate period, followed by a transition to a variable rate (Euribor + Spread).
Updated Euribor rates.
Euribor Loans version 10.2.1
Updated At: 2024-09-02
Changes: Updated Euribor rates.
Added 3 new options for the expected fall in the Euribor rate.
Euribor Loans version 7.0.1
Updated At: 2021-08-06
Changes: All 6 languages available again (correction).
Euribor Loans version 7.0.0
Updated At: 2021-08-03
Changes: New home screen.
Updated Euribor rates.
Euribor Loans version 6.1.1
Updated At: 2020-06-04
Changes: Added Catalan language.
Updated Euribor rates.
Euribor Loans version 6.0.0
Updated At: 2020-01-16
Changes: App totally redesigned. Name changed to 'EURIBOR LOANS' (formerly 'Installments Calculator').
Calculates the payment of a loan indexed to Euribor at 3, 6 or 12 months, or a flat rate.
Euribor rates since January 1999.
Revisions of the Euribor rate every 3, 6 or 12 months, according to the index.
Up to 15 early repayments.
Capital deferral and grace period.
Loan payment plan.
Circular and line graph.
Can calculate negative interest (for negative Euribor rates).
Euribor Loans version 5.2.0
Updated At: 2019-10-21
Changes: Jquery library updated for security reasons.
Euribor Loans version 3.0.2
Updated At: 2016-10-01
Changes: Updated with the monthly average of September 2016.
Disclaimer
Official Google Play Link
We do not host Euribor Loans on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Google and passed their terms and conditions to be listed there. We recommend caution when installing it.
The Google Play link for Euribor Loans is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
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